; ; ; "ActiveFedora::Aggregation::ListSource" . a , ; "Technological Change in the Financial System -- Where is the Paperless Society?"; ; "batchuser@example.com"; "Carroll, Evelyn F."; "Federal Reserve Bank of Minneapolis"; "Autopay", "Automated payments", "E-pay", "Credit", "Electronic payments", "Electronic banking"; "O33 - Technological Change: Choices and Consequences; Diffusion Processes", "G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages"; "1981-12"; "2018-03-13T20:34:44.69863077+00:00"^^; ; "https://creativecommons.org/licenses/by-nc/4.0/"; "2019-07-11T17:56:51.334085395+00:00"^^; "https://creativecommons.org/licenses/by-nc/4.0/"; "Research Paper"; "120"; "Working paper (Federal Reserve Bank of Minneapolis. Research Department)"; "191"; "Electronic payments", "Autopay", "Credit", "Automated payments", "E-pay", "Electronic banking"; ; ; ; ; "Federal Reserve Bank of Minneapolis. Research Department"; ; "Publication" . ; .