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Adverse Selection Problems in Loan Markets: Some Evidence from the Farm Credit System

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Creator:	Smith, Bruce D. (Bruce David), 1954-2002 and Stutzer, Michael J.
Series:	Working paper (Federal Reserve Bank of Minneapolis. Research Department)
Number:	334
Stichwort:	Credit markets, Assymetric information, FCS, Agricultural lending, Adverse selection, Farm Credit System, and Private information
Fach:	Q10 - Agriculture: General and H81 - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts

Variable Rate Loans Increase Efficiency but Not Necessarily Borrowers' Consumption of Financed Goods

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Creator:	Roberds, William and Stutzer, Michael J.
Series:	Working paper (Federal Reserve Bank of Minneapolis. Research Department)
Number:	285
Stichwort:	Adjustable rate mortgage, ARM, Mortgage loans, and BVAR forecast
Fach:	G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages and E21 - Macroeconomics: Consumption; Saving; Wealth

Appropriate Policy Decisions with Multiple Vague Objectives: The Case of Personnel Policies

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Creator:	Stutzer, Michael J.
Series:	Working paper (Federal Reserve Bank of Minneapolis. Research Department)
Number:	311
Stichwort:	Firms, Personnel, Employees, Policy, Business, and Normative studies
Fach:	L20 - Firm Objectives, Organization, and Behavior: General, D83 - Search; Learning; Information and Knowledge; Communication; Belief; Unawareness, and M12 - Personnel Management; Executives; Executive Compensation

Burden! Burden! Why Computer Tax Simulations Mislead Policymakers

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Creator:	Stutzer, Michael J.
Series:	Working paper (Federal Reserve Bank of Minneapolis. Research Department)
Number:	345
Stichwort:	Business tax, Rental tax, Tax policy, Property tax, Income tax, Tax distribution, Tax systems, and Tax burden
Fach:	H20 - Taxation, Subsidies, and Revenue: General and H71 - State and Local Taxation, Subsidies, and Revenue

Minnesota's Intergovernmental Finance Policy: Problems and Possibilities

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Creator:	Stutzer, Michael J.
Series:	Working paper (Federal Reserve Bank of Minneapolis. Research Department)
Number:	350
Stichwort:	Intergovernmental aid, Tax policy, Minnesota, Local government aid, Tax reform, Public finance, and LGA
Fach:	R51 - Finance in Urban and Rural Economies and H71 - State and Local Taxation, Subsidies, and Revenue